Ruby Card launched on Y Combinator's "Launch YC" this month.

Launch YC: 💎 Ruby Card: The bank for e-commerce businesses

Ruby Card is an all-in-one financial solution that unifies banking and commerce data for online businesses, providing the insights you need to make better financial decisions.

"Business Banking for Ecommerce"

Founded by Shariar Kabir, Jordan Yaqoob, and Miguel Acero. Having worked together on building e-commerce stores, the team experienced firsthand the limitations of traditional banking and the challenges in obtaining a precise, full-picture overview of their finances.

It became impossible to keep track of spend and revenue without wasting hours making manual calculations across various tools. Drawing from their engineering expertise gained at leading companies like Google, Capital One, and Salesforce, the team came together to address these problems, developing a banking solution that simplifies monitoring the financial well-being of e-commerce businesses. Their solution makes it a breeze to track the financial health of your e-commerce business.


Ruby Card is a neobank for e-commerce businesses. They offer a robust and flexible expense management solution with the ability to manage spend in the way that works best for each business. Ruby integrates into the platforms that make them money, such as Shopify, Stripe, and Amazon, and aggregate their financial and commerce data to give them a unified view of the financial health of their business, empowering business owners to make smarter decisions.

✨ They're currently operational and have already processed millions in transactions since joining Y Combinator.

Image Credit: Ruby

Ruby provides a better banking experience that is catered to the issues faced by e-commerce businesses. Ruby offers:

💳 A flexible spend management system that allows you to categorize your spend as granular as you need to fit your business structure + Instant Virtual Cards

⚡️ Instant deposits (even on the weekends!) to ensure your cash flow isn’t restricted. Businesses no longer need to wait days for deposits to fulfill orders

⚙️ Integrations into commerce platforms, like Shopify, Stripe, and Amazon, to unify all their data into one place and give them a complete picture of their finances and business operations

📊 Real time analytics on commerce and financial data that makes it easy for users to answer questions such as:

🔹 What are my true expenses for each platform I sell on?

🔹 What is my cash position and cash flow?

🔹 Am I profitable?

Ruby Card unifies banking and commerce data for online businesses and gives you the insights you need to grow your business.

"Banking that scales with you"

✅ Business Account:
Manage deposits and payments with confidence using commercial banking built for scale

High Spending Limits

24/7 Support: Available around the clock to make sure you get the support you need

Secure: Deposits are FDIC-insured up to $250,000 per depositor through Stearns Bank N.A., Member FDIC


🌐 Visit to learn more!

🤔 Own an e-commerce business? Know someone who does? Get a better banking experience and control your finances with Ruby — sign up today!

👉 Follow Ruby Card on LinkedIn

March 29, 2023
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